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Tenure can be entered or by slider at intervals of 6 months
Loan Amount: 10 Lakhs
Rate of Interest: 8.50 p.a.*
Processing Charges: Rs.1,180
Login Fee + GST: Rs.1,180
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| Loan Amount | Exact ROI | Tenure |
| Exact EMI | Processing Fees + GST | Login Charges + GST |
| Cereal Charges + GST | Vahan Charges + GST | Valuation Charges + GST |
| Legal Charges + GST |
Your loan application has been successfully submitted.
You will receive a confirmation email shortly with your application reference number.
Reference Number: LA2025082901
Application Date:
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I/We hereby furnish my consent to TJSB SAHAKARI Bank to share and/or fetch any of my/our information (including my/our sensitive personal information, location etc.) or any other device information when TJSB SAHAKARI Bank considers such disclosure/ fetching as necessary, with/ from:
a) Agents of TJSB SAHAKARI Bank in any jurisdiction;
b) Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (C-KYC) registry or SEBI Know Your Client registration agency, having jurisdiction over TJSB SAHAKARI Bank;
c) Service providers, professional advisors, consultants or such person with whom TJSB SAHAKARI Bank contracts or proposes to contract; (Collectively referred to as "Permitted Persons")
a) Provision of the facility, completion of on-boarding formalities and servicing; or
b) Complying with KYC /customer due diligence requirements, anti-money laundering checks; or
c) Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory/legal requirement, including disclosure to information utilities; or
d) Credit review of facilities availed; or
e) Authentication or verification; or
f) Research or analysis, credit reporting & scoring, risk management, participation in any service-related communication; or
g) Electronic clearing network and for use or processing of the said information/data; or
h) Disclosing any default in payment; or
i) Recovering the credit facilities including all interest and other charges.
I/We hereby authorize TJSB SAHAKARI Bank to get a one-time access to my/our device's camera and microphone for the purposes of on-boarding and KYC verification which is required to be conducted to enable TJSB SAHAKARI Bank to provide the credit facilities sought by me/us.
I/We confirm having read and understood TJSB SAHAKARI Bank's 'Privacy Commitment' available at https://www.tjsb.bank.in/Privacy. I/We acknowledge that the same shall be subject to changes by TJSB SAHAKARI Bank from time to time at its sole discretion and I/we agree to keep myself/ourselves updated with the same.
I authorise TJSB SAHAKARI Bank to disclose such information provided by me to its service providers to enable them to contact me for rendering assistance that may be required to submit application to TJSB SAHAKARI Bank and complete on-boarding formalities.
By proceeding with this loan application, you agree to be bound by the terms and conditions of TJSB Sahakari Bank Ltd ("the Bank").
• The Bank reserves the right to approve or reject any loan application at its sole discretion.
• Processing fees, if applicable, are non-refundable even if the loan is not approved.
• All documents provided must be genuine and accurate.
• Interest rates are subject to change based on Bank's policies and RBI guidelines.
• Additional charges may apply as per the Bank's schedule of charges.
• Any changes in interest rates will be communicated as per regulatory requirements.
• EMIs must be paid on the specified due dates.
• Late payment charges will apply for delayed payments.
• Prepayment charges may apply as per the loan agreement.
• Your personal information will be handled in accordance with our Privacy Policy.
• Information may be shared with credit bureaus and regulatory authorities as required.
• We may use your contact information for loan-related communications.
• This agreement is governed by Indian laws and regulations.
• Any disputes will be subject to the jurisdiction of competent courts.
• The Bank complies with all RBI guidelines and banking regulations.
By clicking "I Agree", you acknowledge that you have read, understood, and agree to these Terms & Conditions and Privacy Policy.
I/We hereby declare and confirm that:
1. I am not a director, relative of a director, or senior official of TJSB Sahakari Bank Ltd.
2. I am not a director, relative of a director, or senior official of any other bank.
3. I do not hold any position that could create a conflict of interest with this loan application.
4. All information provided in this application is true and accurate to the best of my knowledge.
5. I understand that providing false information may result in rejection of this application and/or legal action.
Note: This declaration is mandatory as per banking regulations and internal policies of TJSB Sahakari Bank Ltd.
I declare that:
a. I am not a director/relative of director of TJSB SAHAKARI Bank/any other bank or senior officer at TJSB SAHAKARI bank.
b. No director of the TJSB SAHAKARI Bank is a manager, director, partner, managing agent, employee or guarantor of the Borrower, or of an holding/Subsidiary of the Borrower or holds substantial interest, in the Borrower or in holding/Subsidiary of the Borrower and no director of any other bank, or directors of subsidiaries/trustees of mutual funds/venture capital funds set up by the TJSB SAHAKARI Bank or any other bank holds substantial interest or is interested as director/partner/manager or as a guarantor of the Borrower.
c. No relative (as specified by RBI) of a Chairman/Managing Director or director of banking company (including the TJSB SAHAKARI Bank) or their subsidiaries or trustees of mutual funds/venture capital funds set up by a banking company (including the TJSB SAHAKARI Bank) or a relative of senior officer (as specified by RBI) of the TJSB SAHAKARI Bank, hold substantial interest or is interested as a director/partner/manager or as guarantor of the Borrower.
This declaration is mandatory as per banking regulations and internal policies of TJSB Sahakari Bank Ltd.